Who We Are
National Independent Truckers Insurance Company, RRG (NITIC) was launched in 2001 by Michael J. Poller with the goal of providing affordable truck insurance to independent owner-operators and small fleets. Since then, NITIC has grown into a trusted provider of commercial trucking insurance, including motor truck cargo legal liability insurance, across the nation.
Over two decades later, our mission remains the same: to provide reliable, cost-effective cargo insurance for motor trucks that helps small carriers stay competitive, compliant, and protected on every haul.
Licensed in 48 States
NITIC is now licensed to underwrite insurance in 48 states. We employ an experienced team of licensed agents who specialize exclusively in trucking insurance and cargo coverage. Our experts stay up to date on the evolving demands of the FMCSA, freight brokers, and commercial freight carriers, ensuring our policies meet regulatory requirements and client expectations alike.
Headquartered in Linden, New Jersey, NITIC operates just miles from Port Newark and New York City—two of the busiest freight corridors in the United States. This strategic location allows us to stay close to the heart of the trucking and logistics industry.
Why a Risk Retention Group?
NITIC is organized as a Risk Retention Group (RRG), meaning our policyholder members are also our owners. This structure allows us to focus solely on the needs of commercial motor carriers, delivering tailored cargo insurance solutions without the overhead or misaligned priorities of large national carriers.
By focusing exclusively on the commercial trucking industry, we're able to maintain more consistent rates, implement proactive loss control practices, and offer lower premiums than many traditional insurers.
Our Financial Ratings
AM Best Financial Strength Rating
AM Best’s Financial Strength Rating is an independent assessment of an insurer’s ability to meet its ongoing obligations. NITIC holds a secure rating of B+ (Good) through AM Best, representing confidence in our ability to pay claims and maintain long-term financial stability.
This rating is the result of rigorous financial analysis over a minimum five-year period, including 100+ key financial metrics and industry benchmarks.
Our Licenses and Recognition
South Carolina Department of Insurance
NITIC, RRG is licensed by the South Carolina Department of Insurance. You can verify our license status by visiting the South Carolina DOI website.
Better Business Bureau Rating
National Independent Truckers Insurance Co., RRG is proud to be accredited by the Better Business Bureau with an A+ rating, a testament to our commitment to customer satisfaction, transparency, and responsible underwriting.
Industry Recognition
We are proud to be regularly featured in the Risk Retention Reporter, highlighting our continued role in shaping the future of specialized trucking insurance, including motor truck cargo legal liability policies and risk-based cargo protection models.
Whether you need short-term cargo insurance for a single trip or a permanent cargo insurance policy that grows with your business, NITIC and CargoPolicy.com are here to deliver the protection and service you deserve.
Explore our coverage options or get a free quote today.
Better Business Bureau Rating
National Independent Truckers Insurance Co., RRG. is accredited by the Better Business Burea with an A+ rating.
National Independent Truckers Insurance Co. is featured in the Risk Retention Reporter
